Aetna Medicare Supplement

AHLIC Aetna Health and Life Insurance Company

Aetna Medicare Supplement plans are sold in 43 states. The plans are sold under Aetna, American Continental and Continental Life. Aetna is one of the nation’s leading Medicare Supplement Insurance companies. In addition to Medigap insurance, Aetna also offers Medicare Advantage Plans, and Medicare Part D Plans.

Aetna is a member of the CVS Health family of companies. In 2018, CVS Health acquired Aetna. The administrative offices are located in Brentwood, Tennessee. Aetna is rated A by A.M. Best and AA- by Standard and Poor.

Why Choose Aetna Medicare Supplement?

• 12 Month Rate Guarantee(All Plans)
• Competitive Rates
• A Product Seniors Trust
• No Waiting Periods for Pre-Existing Conditions
• Over 30 Years Claims Experience
• Knowledgeable, In-House Customer Service

Aetna Medicare Supplement Plan F

Aetna Medicare Supplement Plan F is sold in each of the 43 states they offer plans. They are sold under the Aetna name, Continental Life or American Continental. Medigap Plan F is the granddaddy of all Medicare Supplement plans. Plan F picks up all the gaps in Original Medicare. In other words, all Medicare covered services will be covered at 100% between Original Medicare and Plan F. Plan F is no longer available to people who become eligible for Medicare Part A after 1-1-2020.

Aetna Plan F Rates

Below are sample Aetna Medicare Supplement Plan F rates:

Aetna Medicare Supplement Plan G

Medicare Supplement Plan G has become Aetna’s most popular plan among new Medicare eligible enrollees. Aetna’s Plan G rates vary from state to state. In most states, the rates are higher as you get older. Aetna’s Plan G rates are very competitive with other insurance carriers. In addition, Aetna is a financially strong company and they have been in the Medicare Supplement Insurance business for quite some time.

Aetna Plan G Rates

Below are sample Aetna Medicare Supplement Plan G rates:

Aetna Medicare Supplement Rate Increase History

Many seniors shopping for their initial Medicare Supplement Plan do their research before purchasing a Medigap plan. They want to know an insurance company’s rate history. Seniors want comfort in knowing that if they enroll in a plan, the rates won’t increase drastically. If the plan’s rates increase considerably, that plan may no longer be affordable. Someone who has medical issues will most likely have a hard time getting approved for another plan once their Open Enrollment Period expires. Open Enrollment for Medicare Supplement Insurance is when you turn 65 years of age.

However, it is impossible to predict how much rates will increase with insurance companies. Inflation and rising costs of healthcare are are factors that lead to increases in Medigap rates. In addition, most plan’s rates increase as you get older.

(AHLIC Aetna Health and Life Insurance Company) is offered in the following states:

Arkansas

• In addition to a $0 policy fee, there is also a 7% household discount
• Rating System: Community
• Plans offered are A, B, F, High Deductible F, G, and also N.

Arizona

• Besides a $20 application fee, there is a 7% household discount
• Rating System: Issue Age
• Plans offered are A, B, F, G, High Deductible G and also N.

Idaho

• There is $20 policy fee, but there is no household discount
• Rating System: Issue Age

Indiana

• Besides a $20 application fee, there is also a 7% household discount
• Rating System: Attained Age

Kentucky

• In addition to a $0 application fee, there is also a 7% household discount
• Rating System: Attained Age

Maryland

• Maryland has a policy fee of $20 but also has a 7% household discount
• Rating System: Attained Age

Missouri

• Besides having an application fee of $20, there is also a household discount of 7%
• Rating System: Attained Age

New Hampshire

• New Hampshire has a $20 application fee and also a 7% household discount
• Rating System: Attained Age

Utah

• Utah has a policy fee of $20 and also a household discount of 7%
• Rating System: Attained Age

Virginia

• Virginia has a policy fee of $20 but also has a 7% household discount
• Rating System: Attained Age

(AHIC Aetna Life Insurance Company) is offered in the following states:

Colorado

• There is an application fee of $20 but there is also a 7% household discount
• Rating System: Attained Age

Georgia

• Georgia has an application fee of $20 but also has a 7% household discount
• Rating System: Issue Age

Iowa

• Iowa has an application fee of $20 and also a household discount of 7%
• Rating System: Attained Age

Illinois

• The application fee is $20 but there is also a 7% household discount
• Rating System: Attained Age

Kansas

• In addition to a $20 application fee, there is also a 7% household discount
• Household Discount: 7%
• Rating System: Attained Age

Louisiana

• Louisiana has a $20 application fee and also a 7% household discount
• Rating System: Attained Age

North Carolina

• Besides a policy fee of $20 , there is also a 7% household discount
• Rating System: Attained Age

New Jersey

• New Jersey has an application fee of $20 but also offers a household discount of 7%
• Rating System: Attained Age

Oklahoma

• Oklahoma has a policy fee of $20 and also a household discount of 7%
• Rating System: Attained Age

Pennsylvania

• Besides a policy fee of $20, there is also a household discount of 7%
• Rating System: Attained Age

South Carolina

• South Carolina has a $20 policy fee but also a 7% household discount
• Rating System: Attained Age

Texas

• There is an application fee of $20 but there is also a household discount of 12%
• Rating System: Attained Age

Other Medicare Supplement Insurance Companies: