United World Medicare Supplement
United World Life Insurance Company was founded in 1983 by the Mutual of Omaha Life Insurance Company and has quickly become one of the market’s leading companies. United World offers an array of products that include life insurance, fixed annuities, Medicare supplement and other types of insurance.
One of the reasons why United World Medicare Supplement product is so popular is due to the proven financial strength of the company and the excellent customer service provided.
- Subsidiary of Mutual of Omaha
- A+ rated with AM Best, A1 by Moody’s Investor Service and AA- by Standard & Poor’s
- Policies issued in 4 days on average with automated underwriting
For more than a century, Mutual of Omaha Insurance Company has been there to keep our promises to their customers. They are strong, stable, secure and ready to meet your insurance needs.
Mutual of Omaha Insurance Company is a mutual company owned by and operated for their policyholders. That places their focus solely on the long-term needs of their customers and not the short-term demands of the stock market.
Medicare Supplement Plans from United World Life Insurance Company are designed to help you pay what Medicare doesn’t, including deductibles, coinsurance and copayments.
United World Medicare Supplement Plan F
Medigap Plan F pays for the Part A and Part B Deductibles. The Part A Deductible is $1,484 in 2021. The Part B Deductible amount is $203 in 2021. The Part A and Part B Deductible amounts tend to increase every year. That is a big advantage that Plan F has over the other Medigap plans. In other words, no matter the how high the Part A and Part B Deductibles amounts are, Plan F will cover it at 100%.
Plan F pays for the 20% Part B co-insurance amounts. For example, your doctor visits, diagnostic tests, hospital emergency room visits, outpatient surgeries, lab work and durable medical equipment will be covered in full.
All Medicare Supplement Plans work with Original Medicare only. You cannot use a Medicare Supplement Plan with a Medicare Advantage Plan. By using Original Medicare and adding a Medicare Supplement Plan F, you can go to any provider that accepts Medicare and pay $0 for Medicare covered services.
United World Medicare Supplement Insurance is offered in the following states:
Illinois
- There is no application fee but there is a 7% household discount
- Illinois uses Attained Age rating
- Plan F averaged a 5.8% rate increase the last 2 years.
- Plan G averaged a 4.9% rate increase since 2019.
Indiana
- In addition to a $0 policy fee, there is also a 7% household discount
- Attained Age rating method
- Plan F averaged a 5.5% rate increase the last 2 years.
- Medigap Plan G averaged a 5.5% rate increase the last 2 years.
Iowa
- Besides not having an application fee, there is also a 12% household discount
- Iowa uses Attained Age rating
- Plan F averaged a 4.7% rate increase the last 2 years.
- Plan G averaged a 5.3% rate increase since 2019.
Kentucky
- There is no application fee but there is a 12% household discount
- Kentucky uses Attained Age rating
- Plan F averaged a 4.0% rate increase the last 2 years.
- Plan G averaged a 3.7% rate increase since 2019.
Michigan
- In addition to not having an application fee, there is also a 12% household discount
- Michigan uses Attained Age
- Plan F averaged a 0.7% rate decrease since 2018.
- Medigap Plan G averaged a 2.8% rate increase since 2018.
Mississippi
- Besides a $0 application fee, there is also a 12% household discount
- Mississippi uses Attained Age
Nebraska
- $0 application fee but there is a 12% household discount
- Attained Age method
- Plan F averaged a 7.0% rate decrease since 2019.
- Medigap Plan G averaged a 6.5% rate increase since 2019.
Nevada
- There is no application fee but there is a 12% household discount
- Nevada has Attained Age rating
- Plan F averaged a 4.3% rate decrease since 2018.
- Medigap Plan G averaged a 3.5% rate increase since 2018.
North Carolina
- In addition to a $0 application fee, there is also a 12% household discount
- North Carolina uses Attained Age
- Plan F averaged a 0.1% rate decrease since 2018.
- Medigap Plan G averaged a 6.0% rate increase since 2018.
South Carolina
- There is a $0 application fee but there is a 12% household discount
- Attained Age method
Tennessee
- Besides a $0 policy fee, there is also a 12% household discount
- Tennessee uses Attained Age
West Virginia
- There is a 12% household discount plus $0 policy fee
- Attained Age method
For United World quotes, please call us at: 954-384-8647. Also, if you are ready to enroll, one of our licensed agents will help you complete the application. You can also contact us via email at: quotes@medicaresupplementspecialists.com.