Medicare Supplement Plan A

Medicare Supplement Plan A covers the basic set of benefits. These basic benefits include most Medicare Part A and B coinsurance amounts, blood, and additional hospital benefits not covered by Original Medicare.

All insurance companies that sell Medigap policies must offer Plan A. Plan A is often the least expensive of the Medigap plans. In certain states, people under 65 years of age can only enroll in Plan A. According to CSG Actuarial, Plan A and Plan B combined account for 3% of all Medicare Supplement plans sold.

Part A Hospital Coinsurance

Plan A pays for the Part A co-insurance.
Days 61-90 of a hospital stay in each Medicare benefit period.
Days 91-150 of a hospital stay. Medicare will only pay for these 60 days once during your lifetime.
In other words, Plan A will pay for the 20% co-insurance if you are in the hospital for more than 60 days.

Additional Part A Hospital Benefits

An extra 365 days of inpatient hospital care after you use your Original Medicare hospital benefits.

Part B Coinsurance

Pays for the Part B coinsurance after you meet your annual deductible. In other words, once you pay $203 out of pocket, the plan will pay 100% for the rest of the year. The Part B Deductible is $203 in 2021.

Part A and B Blood Coverage

Pays for the first three pints of blood per calendar year.

Part A Hospice Coinsurance

Pays for outpatient prescriptions drug and also inpatient respite care coinsurance.

Medicare Supplement Plan A does not pay for the Part A deductible nor the Part B deductible. The Part A deductible is $1,484 in 2021. The Part B deductible is $203 in 2021.

Plan A Enrollment by State

The following data is provided by Ahip.org and it is as of December 31, 2017:

New York had 14,284 people enrolled in Plan A. Plans F, C and also N had more enrollees.
Michigan had 11,141 people enrolled in Plan A. Plans C, F, G and also N had more people enrolled.
Florida had 10,502 people enrolled in Plan A. Plans B, D, C, F, G and also N had more enrollees.
Texas had 8,361 people enrolled in Plan A. Plans C, F, G and also N had more enrollees.
Pennsylvania had 8,077 people enrolled in Plan A.
New Jersey had 7,446 people enrolled in Plan A.
California had 6,576 people enrolled in Medicare Supplement Plan A.
Illinois had 6,021 people enrolled in Medigap Plan A.
Maryland had 5,715 people enrolled in Plan A.
North Carolina had 4,752 people enrolled in Medicare Supplement Plan A.
Indiana had 4,632 people enrolled in Medigap Plan A.
Arizona had 4,033 people enrolled in Medicare Supplement Plan A.
Ohio had 3,831 people enrolled in Plan A.
South Carolina had 3,804 people enrolled in Medigap Plan A.