Medicare Supplement Plan B

medicare supplement plan b

Medicare Supplement Plan B covers the basic set of benefits. These basic benefits include most Medicare Part A and B coinsurance amounts, blood, and additional hospital benefits not covered by Original Medicare. Plan B also covers the Part A deductible.

In 2017, only 2% of all Medicare Supplement policy holders were enrolled in Plan B. Plan B does not cover the Part B deductible or the the Skilled Nursing co-payment.

Part A Hospital Insurance

  • Days 61-90 of a hospital stay in each Medicare benefit period.
  • Days 91-150 of a hospital stay. Medicare will only pay for these 60 days once during your lifetime.

Additional Part A Hospital Benefits

  • An extra 365 days of inpatient hospital care after you use your Original Medicare hospital benefits.

Part B Coinsurance

  • Medicare Supplement Plan B pays for the Part B coinsurance after you meet your annual deductible.

Part A and B Blood Coverage

  • Pays for the first three pints of blood per calendar year.

Part A Hospice Coinsurance

  • Pays for outpatient prescriptions drug and inpatient respite care coinsurance.

Part A Deductible

  • In 2020, the Medicare Part A Deductible is $1,408. Medigap Plan B covers the deductible amount.

The only difference between Plan A and Plan B is that Plan B pays for the Part A Deductible, while Plan A does not. Therefore, Plan B rates are generally higher than Plan A.

Plan B Enrollment by State

The following data is provided by Ahip.org and it is as of December 31, 2017:

  • Alabama had 98,397 people enrolled in Plan B. In short, Plan B had the most enrollees of any plan in Alabama.
  • Florida had 31,853 people enrolled in Plan B. Plans C, D, F and also N had more enrollees.
  • Pennsylvania had 24,358 people enrolled in Plan B. Only Plans C, F, G and also N had more enrollees.
  • New York had 22,091 people enrolled in Plan B. Plans C, F and also N were the only plans with more enrollees.
  • Kentucky had 4,369 people enrolled in Plan B. Plans C, F and also N were the only Medigap plans with more enrollees.
  • Maryland had 4,086 people enrolled in Plan B. Plans C, F, G and also N were the only plans with more enrollees.
  • New Jersey had 3,180 people enrolled in Plan B. Plans C, F, G and also N were the only Medigap plans with more enrollees.