American Continental Medicare Supplement

American Continental Insurance

ACI American Continental Insurance Company

American Continental Medicare Supplement insurance is currently offered in five states. In addition, plans are also offered under Aetna and Continental Life. American Continental is an Aetna company. Aetna was founded in 1853. “Aetna” was named after a volcano in Sicily, Italy whose name is Mount Etna. American Continental was established in 2005. As a result of Aetna’s aquisition of Continental Life and American Continental in 2011, they both became members of the Aetna family of companies. CVS Health aquired Aetna’s family of companies in 2018.

Aetna’s A.M. Best rating is A. Insurance companies take these ratings very seriously. Therefore, companies know a downgrade in an A.M. Best rating can mean a loss in customer confidence. It is also an indicator as to how attractive the company will be to investors.

Medigap plans are standardized. In other words, the plans are the same with every insurance company. As a result, price is an important factor in choosing a plan. In addition, company’s service, reputation, reliability, and experience are other factors.

American Continental Insurance Company’s main office is located in the Nashville, Tennessee area. Besides quick claims payment, and quality products with solid financial backing, they have helpful, friendly, knowledgeable and experienced associates. Policyholders rely on American Continental to be there when they need them. American Continental takes those obligations very seriously and everything they do is focused on fulfilling their commitments in a timely, hassle-free manner – so you have the best experience possible.

Medicare Supplement Insurance

Medicare provides excellent health insurance, but it does not cover all health care expenses. There are some gaps in Medicare coverage. Consumers have to pay out-of-pocket. A Medicare Supplement insurance policy can help fill in those gaps and also help pay the out-of-pocket costs for Medicare covered services. Above all, they combine with Medicare to provide more insurance coverage.

A Medicare Supplement insurance policy has no provider networks. Consumers can visit the physicians of their choice. In other words, you can see any provider that accepts Medicare. In addition, you can use the plan anywhere in the United States. Also, with automatic claims filing by most providers, consumers have fewer things to worry about.

  • 30 days free look
  • 12 month rate guarantee
  • Guaranteed renewable
  • Freedom to choose doctors
  • Go direct to doctors
  • Benefits stay the same year-after-year
  • Portable coverage

American Continental Medicare Supplement Insurance is offered in the following states:

North Dakota

  • Application Fee: $20
  • Household Discount: None
  • Rating System: Attained
  • Competitive rates for Plans G and N
  • Also offered are Plans A, B, F, and High Deductible F.
  • 12 Month Rate Guarantee
  • Plan G has averaged a 1.5% rate increase since 2014
  • Plan N rate has not increased the last 5 years
  • Medigap Plan F rate increased 9% in 2020

New Mexico

  • Application Fee: $20
  • Household Discount: None
  • Rating System: Attained
  • Rates for Plans G and N are pretty competitive
  • Also offered are Plans A, B, F, and High Deductible F.
  • 12 Month Rate Guarantee
  • Plan G has averaged a 0.7% rate increase since 2012.
  • Plan N rate has not increased the last 3 years
  • Medigap Plan F rate increased 9% the last 2 years

South Dakota

  • Application Fee: $20
  • Household Discount: None
  • Rating System: Attained
  • Plan F rates are high. However, rates for Plans G and N are competitive.
  • Also offered are Plans A, B, F, and High Deductible F.
  • 12 Month Rate Guarantee
  • Plan G has averaged a 0.5% rate increase since 2014.
  • Plan N rate has not increased the last 3 years
  • Medigap Plan F increased 9% the last 3 years

West Virginia

  • Application Fee: $0
  • Household Discount: 7%
  • Rating System: Attained
  • Great rates for Plans F, G, and also N
  • Other Plans offered are A, B, F, and also High Deductible F.
  • 12 Month Rate Guarantee
  • Plan G rate increased 5% in 2020
  • Plan N rate increased 4% in 2019
  • Medigap Plan F rate did not increase in 2020

Wyoming

  • Application Fee: $20
  • Household Discount: 5%
  • Rating System: Attained
  • Low rates for Plans G and N
  • Other Plans offered are A, B, F, and also High Deductible F.
  • 12 Month Rate Guarantee
  • Plan G has averaged a 3.2% rate increase since 2012.
  • Plan N has averaged a 2.6% rate increase since 2012.