Medicare Supplement Plans in Maine
According to Ahip.com, 57,895 people with Medicare also owned Medicare Supplement plans in Maine. In other words, 33.7% of traditional Medicare beneficiaries also had a Medigap plan. Plan F was the most popular plan. Forty eight were enolled in Plan F, 26% in Plan G and 14% in Plan N. These statistics are from 2022.
Maine has the 2nd highest percentage of residents age 65+ in the country.
Maine is one of 4 states(CT, MA, ME, NY) that have guaranteed issue protections for Medigap either continuously or annually, for all Medicare beneficiaries ages 65 and older.
Below is a list of insurance companies that sell Medicare Supplement plans in Maine: All Medigap plans in Maine are Community rated. In other words, all beneficiaries are charged the same rate, regardless of age.
Anthem Health Plans of Maine
Anthem offers Medigap Plan A, Plan F, Plan G, and also Plan N. Anthem’s Plan F has averaged a rate increase of 2.6% since 2013. The plans are Community rated.
UnitedHealthcare®
UnitedHealthcare® offers Medigap Plan A, Plan B, Plan C, Plan F, Plan G, Plan K, Plan L, and also Plan N. Plan K covers 50% of the Part A deductible.
USAA Life Insurance Company
USAA Life offers Medigap Plan A, Plan F, Plan G, and also Plan N. Their Plan F has averaged a 2.0% rate increase since 2016.
Harvard Pilgrim Health Care
Harvard Pilgrim offers Medigap Plan A, Plan F, Plan G, Plan M, and also Plan N. Plan M covers 50% of the Part A deductible, however, it does not pay for the Part B deductible.
Loyal American Life Insurance Company
Loyal American Life offers Medigap Plan A, Plan F, Plan G, and also Plan N. The parent company is Cigna. Plan G rate has averaged an annual increase of 6% since 2015.
United American Life Insurance Company
United American offers Medigap Plan A, Plan B, Plan C, Plan D, Plan F, High Deductible F, Plan G, Plan K, Plan L, and also Plan N. Plan G has averaged an annual decrease of 3.3% since 2016. Plan L pays 75% of Part A deductible.
Humana Insurance Company
Humana offers Medigap Plan A, Plan B, Plan C, Plan F, High Deductible F, Plan G, High Deductible G, Plan K, Plan L, and also Plan N. Plan N requires a copayment of $20 for doctor visits.
Colonial Penn Life Insurance Company
Colonial Penn Life offers Medigap Plan A, Plan B, Plan F, High Deductible F, Plan G, High Deductible G, Plan K, Plan L, Plan M, and also Plan N. Plan G has averaged an annual rate decrease of 2.3% since 2014.
United of Omaha Life Insurance Company
United of Omaha offers Medigap Plan A, Plan F, Plan G, High Deductible G, and also Plan M. The parent company is Mutual of Omaha. Plan G has averaged an annual rate increase of 3.6% since 2013.
Globe Life and Accident Insurance Company
Globe Life and Accident offers Medigap Plan A, Plan C, Plan F, High Deductible F, Plan G, and also Plan N. Plan N requires a $50 co-payment for hospital emergency room visits.
State Farm Mutual Automobile Insurance Company
State Farm Mutual offers Medigap Plan A, Plan C, Plan D, Plan F, Plan G, and also Plan N. Plan G rate decreased 5% in 2021.