As of 2018, there were 462,130 people enrolled in Medicare Supplement plans in New York. According to Ahip.org, 21.4% of people with Original Medicare are also enrolled in Medicare Supplement plans in New York.
New York residents have a year long Open Enrollment Period. People can enroll in a Medigap plan at any time. Insurance companies may not consider an applicant’s health status, claims experience or age.
Laws in New York also prohibit insurers from establishing Medicare Supplement premiums based on age and charging a higher premium as they grow older. An insurer must charge all Medigap buyers in their geographic area level premiums and the same premium amount for a specific policy, whatever their gender, health or age.
There are many insurance companies offering Medigap plans in New York. Below is a list of companies and the specific plans that they offer.